W hile money can buy a lot of things that you need or want , financial security ensures that your needs will always be met within reasonable boundaries. So how do you create a financial security for a happy you.. Step 2/5 A happy you needs the confidence of having a financially security. Create a list of your needs , the bare minimum without savings or any other expenses that you can avoid. this list is your minimum requirement when you are living as a poor person with zero income. the costs associated with this list is what you need to keep spending every month to keep alive. keep your accounts for a couple of months to find what you missed will creating this list. Keep a list of security expenses like insurance , medical expenses children's fees and other costs associated with their education and healthy upkeep. now make a list of your bare minimum luxuries that you would like to enjoy and remember that enjoyment that is hard earned is well enjoyed. Make a li